Medicare in Florida

Key Takeaways

• Medicare in Florida is not free, but you may have options to help with costs like copays A copayment is the fixed amount you pay directly to your provider for medical services or prescription drugs covered in your plan. For example: If your plan includes a copayment of $20 for office visits, you’ll pay $20 to your doctor whenever you have an appointment. and prescription costs.
• While Medicare AdvantageMedicare Advantage (Medicare Part C) is health insurance for Americans aged 65 and older that blends Medicare benefits with private health insurance. This typically includes a bundle of Original Medicare (Parts A and B) and Medicare Prescription Drug Plan (Part D). plans in Florida may have a provider network for preventive servicesPreventive care is medical care that aims to prevent serious diseases and injuries. These include immunizations, physicals, screenings, and more. , these plans are required to cover emergency and urgent care anywhere in the U.S.
• Original MedicareOriginal Medicare is a fee-for-service health insurance program available to Americans aged 65 and older and some individuals with disabilities. Original Medicare is provided by the federal government and is made up of two parts: Part A (hospital insurance) and Part B (medical insurance). (Part A and Part B) is a public insurance plan offered by the government. If you have Part A and Part B, you can choose to enroll in Medicare Advantage. It is another way to get Part AMedicare Part A is hospital insurance, which covers the care you receive while admitted to a hospital, skilled nursing facility, or other inpatient facility. Medicare Part A is part of Original Medicare. and Part BMedicare Part B is medical insurance that covers Medicare-approved services — such as medically necessary treatment and preventive services — and certain other costs, like durable medical equipment. Medicare Part B is part of Original Medicare. through a private insurance carrier.